It could! The more that you spend on this card up to your allotted daily limit and pay off, the stronger impact you will make to your business credit. Showing that you can responsibly use and pay back credit looks more favorable in the eyes of lenders. Credit utilization works differently for cards paid off in full each month (like the Nav Prime Card) compared to those with revolving credit that do not require payments in full each month.

As a reminder, you get two reporting tradelines with Nav Prime. Your Nav Prime Card counts as one. We also report your monthly payments towards Prime as a tradeline, so long as your membership is up to date.. Having more tradelines can help increase your business credit scores.

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank, N.A., and Thread Bank, Members FDIC. The Nav Visa® Business Debit Card is issued by Blue Ridge Bank, N.A., and the Nav Prime Charge Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A., Member FDIC.