The Nav Prime Card is a daily repayment charge card, meaning you pay off your balance each day rather than carry a balance.
Your credit limit updates daily and is influenced by macroeconomic conditions, your spending and repayment activity, and your linked repayment account balance. You may be able to raise your limit by depositing more money into your linked account.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa® Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.