The Nav Prime Card is a daily repayment charge card. Unlike a secured card, the Nav Prime Card requires no up-front deposit. When setting up your charge card, you will link an external bank account, which will set your credit limit and be used for daily repayment. Nav will track your transactions throughout the month on your Nav Prime card and report the total credit utilized and extended in aggregate during the month as a tradeline, which can help build business credit.

You will be automatically issued a virtual card and can use this immediately to begin making purchases before your physical card arrives. Access to your transactions, daily available balance and amount spent on your Nav Prime Card in a given day will be available on the Nav mobile app. The Nav Prime business charge card is tied to your business credit score and will not impact your personal credit score. If you have an up-to-date Nav Business Checking application from the past year, you do not need to reapply for the Nav Prime Card. If you do not, you will be required to submit a brief application.

Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Blue Ridge Bank, N.A., and Thread Bank, Members FDIC. The Nav Visa® Business Debit Card is issued by Blue Ridge Bank, N.A., and the Nav Prime Charge Card is issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. Your funds are FDIC-insured up to $250,000 through Blue Ridge Bank, N.A., Member FDIC.