Nav provides you alerts in real-time when the bureaus are receiving or making an update. But Nav refreshes your reports and credit health data monthly, so it can take anywhere from a few days to a week for the bureaus to reflect the change on the actual reports. Head here for a detailed breakdown of how business credit bureaus work. If you'd like to see a new version of your report, you may call into Nav customer support to get a refresh for $4.99.