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When can I access money deposited into my account?

Updated over 2 weeks ago

You’ll be able to access funds deposited to your account when the ACH transfer settles, typically in 2–5 business days but sometimes longer.

If you have questions about an ACH deposit you’re expecting, make sure the bank or sender transferring the money to you has your correct routing and account numbers.

Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC Insurance available for funds on deposit through Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Nav Prime charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

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