Small business owners have enough hard work — banking should be easy. That's why Nav created Nav Business Checking, tailored around the needs of LLCs, sole proprietors, freelancers, and independent workers who run their businesses on their own or with a small team.

Nav Business Checking brings together your banking, payments and more in one convenient place. Better yet, you get unlimited transactions with no monthly fees, no minimum balance or spend, and no fees at 55,000+ in-network Allpoint ATMs. Apply for a Nav Business Checking account today to gain valuable insights into your finances and set your business up for success.

Nav Business Checking includes features and benefits that are important to small business owners like:

We’re continuing to work on adding new features and improvements to make Nav Business Checking even better and will announce them as they become available.

Apply for a Nav Business Checking account today!

No, your Nav Business Checking account is not interest-bearing. No interest will be paid on your account.

Visit www.navchecking.com to learn all about Nav Business Checking.

You can also compare Nav Business Checking to other business checking accounts for small businesses in the Nav business checking marketplace to find the right one for your business.

Yes! If you have more than one business, you can apply for a separate Nav Business Checking account for each of your businesses.

You will need to complete a separate application for each business and use a different email address for each business in your applications. Since Nav Business Checking currently supports only one business (and user) per account, you will have separate logins for each business.

Apply for an account for each of your businesses at www.navchecking.com.

At this time, Nav Business Checking is designed for one single user per account and does not currently support joint accounts or multiple users on an account. We are exploring options for this and will let users know when this feature becomes available in the future.

At this time, Nav's affiliate program does not include referral commissions for Nav Business Checking.

If you know a friend or family member who could benefit from Nav Business Checking, ask them to visit www.navchecking.com to sign up for their own Nav Business Checking account.

Not yet – but we’re working on improvements to better integrate the experiences, including the ability to link your Nav Business Checking account to Cash Flow in your Nav.com account.

We will let users know when this feature becomes available in the future.

We recommend you use the latest version of Google Chrome for the best experience using Nav Business Checking.

On federal holidays, the Federal Reserve systems are closed. There will be a delay in transactions being processed through the ACH Network. Processing of any ACH payment, deposit or transfer requests made on the holiday will begin the next business day. We encourage you to plan your ACH transactions ahead of time to avoid inconvenience or interruptions to your business operations.

You can still use your Nav Business Checking account and debit cards as usual during the holiday and get answers to your questions via self-service support channels, including in-app chat and FAQs in the help center.

You can access FAQs for Nav Business Checking in the help center at ​​www.navchecking.com/help