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What about my Nav Business Checking funds?
What about my Nav Business Checking funds?

Everything you should know about your Nav Business Checking funds, including best practices

Updated over a week ago

Are my Nav Business Checking funds FDIC insured?

Your deposits in your Nav Business Checking account are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC) through Blue Ridge Bank; Member FDIC.

Is Nav a bank?

Nav is a financial technology company and not a bank. Banking services are provided by Blue Ridge Bank, N.A., Member FDIC.

The Nav Visa® Business Debit Card is issued by Blue Ridge Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

Who is the partner bank for Nav Business Checking?

The sponsor bank for Nav Business Checking is Blue Ridge Bank, N.A., Member FDIC.

Should I separate my business and personal finances?

Separating your business finances from your personal finances by getting a business checking account can help you:

  • Streamline cash flow management

  • Increase your chances of getting financing

  • Simplify tax preparation & accounting

  • Limit personal liability

  • Gain valuable insights into your finances

Read more in this blog article: The Benefits of Having a Business Bank Account

At Nav, we believe you should invest your money in making the next move for your business, rather than on paying banking fees. That’s why we’ve created Nav Business Checking with:

  • Unlimited transactions

  • No signup fees

  • No monthly fees

  • No minimum balance or spend

  • No fees at 55,000+ in-network ATMs in the United States

  • And more!

Does Nav Business Checking have any fees or minimums?

Any limits and fees associated with your Nav Business Checking account can be found in:

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