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Where is the Nav Credit Builder Card accepted?

Everywhere Visa is accepted, with some limitations. You can use your card for any business expense, such as inventory, equipment, and rent.

You cannot use your card for:

  • Personal and household expenses

  • Transactions at your own business

  • ATM cash withdrawal

  • Cash transfer transactions (PayPal, Venmo, etc)

Additionally, you cannot use your card at certain types of merchants. Below are the prohibited merchant categories:

  • Bitcoin and cryptocurrencies

  • Securities brokers/dealers

  • Dating and escort Services

  • Massage parlors

  • Betting/track/casino/lotto

  • Non-financial institution money orders

  • Wire transfer money order

  • Government-owned or lotteries

  • Government-licensed or other online casinos (including online gambling)

  • Government-licensed or other horse/dog racing

  • Colleges, junior colleges, universities, and professional schools

  • Elementary and secondary schools

  • Political organizations

  • Religious organizations

  • Civic/social/fraternal organizations

  • Charitable organizations

  • Bail and bond payments

  • Gun and ammunition shops

  • Direct marketing: Outbound telephone

Please note that your card cannot be used for transactions with foreign currency.

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