The Nav Prime Card is a daily repayment charge card designed to help you build business credit without accruing interest or carrying a balance.
Unlike a secured credit card, the Nav Prime Card requires no up-front deposit.
Unlike a debit card card, the Nav Prime Card allows you to build credit and isn’t tied to one specific checking account. You can autopay your balance from the linked bank account of your choice at the end of each day.
Feature | Nav Prime Card | Credit card | Debit card |
Interest | No | Yes | No |
Carries a balance | No | Yes | No |
Builds credit | Yes | Yes | No |
Minimum deposit | No | No | Yes |
Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.