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How can I increase my credit limit?

Updated over 2 months ago

You can influence your maximum daily credit limit by taking these steps:

  • Choose your business bank account with the highest balance as your linked repayment account.

  • Use your Nav Prime Card and autopay your balance at the end of each day from your linked account. As you use your card, we’ll continuously assess whether you qualify for a higher credit limit.

  • Avoid negative balances, which occur when you miss a payment. Negative balances can result in a lower credit limit.

  • You can also manually repay your card balance with a debit card, and the payment processes instantly, updating your daily credit limit within minutes.

Nav Technologies, Inc is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. The Nav Prime charge card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.

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