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How can I increase my credit limit?
How can I increase my credit limit?
Updated this week

You can influence your maximum daily credit limit by taking these steps:

  1. Choose your business bank account with the highest balance as your linked repayment account.

  2. Use your Nav Prime Card and autopay your balance at the end of each day from your linked account. As you use your card, we’ll continuously assess whether you qualify for a higher credit limit.

  3. Avoid negative balances, which occur when you miss a payment. Negative balances can result in a lower credit limit.

  4. Use Nav Business Checking as your repayment account to unlock instant repayments and eliminate standard payment processing times. When you use Nav Business Checking, your full daily credit limit will reset each day. It can take 3–5 days to settle payments and reset your credit limit if you use a non-Nav bank account.

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