Payments are automatically withdrawn from your linked bank account at the end of each day. It can take 3–5 days to settle payments and reset your limit if you use a non-Nav bank account.
If you use Nav Business Checking, repayments are processed instantly, ensuring your updated daily limit is available the next day.
Nav Technologies, Inc. is a financial technology company and not a bank. Banking services provided by Thread Bank, Member FDIC. The Nav Visa® Business Debit Card and the Nav Prime Charge Card are issued by Thread Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa cards are accepted. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.