If your personal credit score is above a 700 we recommend that you do not sign up for personal credit reporting. Nav’s personal credit reporting on the Nav Prime Card is designed to help small business owners with low credit scores. If your credit score is already high, there is a more limited positive impact that personal reporting can have.

If your score is below 700, the Nav Prime Card with personal credit reporting will be a stronger fit for you, helping build business and personal credit simultaneously.