There are no traditional lender requirements you need to meet to add personal credit reporting on your Nav Prime Card. There is no hard credit check and no minimums for time in business and annual revenue.
We recommend the Nav Prime Card with personal credit reporting for small businesses with personal credit scores below 700.
Anyone who qualifies for the Nav Prime Card can add personal credit reporting.
Nav Technologies, Inc. is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. The Nav Prime Charge Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. See Cardholder Terms for additional details. All other features of the Nav Prime membership are not associated with Thread Bank.
With regard to credit building features: scores are calculated from many variables; some users may not see improved scores. The Nav Prime Charge Card is a business financing product and may not be used for personal, family or household transactions.